How To Get A Credit Card In 2023

Today we will tell you how you can get a credit card, today we will tell you how to get a credit card without income proof and salary slip, how you can get a credit card even after seeing income proof and salary slip, and what documents You can take a credit card by paying, we will tell you all this, so follow our whole process today so that you can easily take a credit card, today we will tell you step-wise how you can take a credit card from any bank.

I will also tell about myself and how I got the credit card, that too without income proof, first of all, we will tell you that if there is a salaried person or a self-employed person, how does he get a credit card because salaried person Salary slip is available on his behalf, how can he take a credit card because many banks make credit cards by looking at the salaried person’s sleep, even if his salary is 15 thousand, after that, we will tell that self-employed and without any salary slip How do you apply for a credit card? If you can apply then stay connected with us to know more.

Credit Card For Salaried Person And Self Employed

First of all, we will tell you how to get a credit card for salaried persons and self-employed persons who are ITR persons, because those who are salaried persons are in a company or government job and they get salary slips even if the salary is 15000.

Yes, you will get a credit card very easily, for this you will need only 6 months salary slip and if any self-employed person does any business then if he files ITR then if your ITR is at least 250000 then very From this bank gives you credit card very easily, if you have higher ITR, then bank provides higher credit card, many banks provide your credit card at the age of 18 and if you have ITR or salary slip. You will get a credit card very easily.

Credit Card From Fixed Deposit

Second, we will tell you how you can get a credit card by making a fixed deposit. By making a fixed deposit, almost all banks provide you with a credit card. You have to deposit a fixed amount in the bank and it is for a fixed time period. If you get an FD of 20,000, then you get a credit card limit of 16,000 to 18,000, the bank provides you, no matter which bank it is, almost all banks provide you with a credit card on fixed deposits, even if you open a new bank account.

Even if you have opened an account in the bank, still the bank provides you a credit card on a fixed deposit this procedure is the easiest way to get a credit card from any bank, because even if you open an account in a new bank, the bank gives you a fixed deposit. Provides credit cards according to the deposit and if you want more credit card limit in it, then you have to keep your fixed deposit limit.

Credit Card With Pre Approval

The third way is the free approval offer, on the basis of which you are a student or self-employed or self-employed and whether you have ITR or not, salary or not, all these things do not matter, for this you have approval documents.

A call comes for this, a call comes to you from the bank whether you want to avail of the credit card facility or not, and if you say yes then your credit card gets approved and in this, you do not need to provide any physical document.

Because Your documents are already in the bank and according to them. Your credit card gets approved and you will get this offer only in private banks, no public sector bank will give you this offer and if you want to take this offer You need to have an account with a private bank, even if you do small transactions, you can easily get a credit card.

Credit Card From Agent

The fourth way by which you can get a credit card, for that you will need a credit card agent, almost all private banks have agents who provide your credit card without a salary slip, and ITR, provide you with a basic PAN card and an Aadhaar card.

Get a credit card provided, some agents ask for a salary slip, but most of the agents provide your credit card without a salary slip, on the basis of a PAN card, but I do not find this method safe because if there is an unknown agent So you are giving your documents to him, keep this thing in mind that the agent from whom you are making a credit card should be your acquaintance and you know him very well, only then you should get your documents provided to him, otherwise you should not give your documents to any such agent.

Give it to someone you know because you don’t know if she will be an agent or not, that’s why I personally don’t like this method so much, but if you still want, then get a credit card from a knowledgeable agent, otherwise, I recommend this to you. that you can use the above 3 methods You can easily get a credit card by following

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