Hello friends! Today I will tell you how to open a bank account, today I will tell you how to open a bank account and what steps you have to follow to open a bank account I will also tell you how many types of bank accounts There are accounts and what you have to do to open an account in the bank and at the same time. I will also tell you what documents are required to open an account in the bank and when your account is opened in the bank.
What things do you get from the bank, then you will have to join us to get all this information so that you do not face any kind of problem while opening an account in the bank, that’s why you follow the steps given by us and Open a bank account easily.
What Is The Current Account
First of all, today I will tell you how many types of accounts you can open in the bank, usually, there are two types of accounts in the bank, the first is the current account and the second is the savings account which we call the savings account, so we call you.
Let us tell you about both accounts so that you do not face any kind of problem while opening the account, which is a current account, you can put as much money in it as you want and you can also withdraw as much money as you want in this account. There is no limit but it has a shortcoming that it does not get any kind of interest, usually the current account is the best for the people who do business, and now we are telling you.
What Is The Saving Account
Now tell me what is a savings account, as we told you that there is no limit to the current account, you can put and withdraw as much money as you want, but the savings account is there, but when you have to save money And if you have to open an account for salary or save money or have to get FD done, then saving account will be the best for you.
The advantage of a savings account is that you also get interested in it. You get interested if you are a common man, but you want a simple account, then you should open a savings account only because in the savings account you also get interested in the money, but if you have any kind of business, then you should open a current account.
But you do not get any kind of interest in the current account. Student salary persons and small business people should always open a savings account.
What To Do To Open An Account
What do you have to do to open an account? First of all, you have to go to the bank to open an account and take a form from the bank to open an account. You tell the banker that we have to open an account, this form is absolutely free.
You go to any bank and get the bank opening form from there, you have to keep one thing in mind along with opening the account, you have to fill out the ATM ie debit card form as well and if you want, you can also fill the checkbook form together so that you do not have to go to the bank later and you get all the things together and if you want to do net banking also, then you can fill his phone number as well.
So that you do not face any kind of problem later, you will easily find all these forms on the counter in the bank.
Documents For Opening a Bank Account
Now we will tell you what documents you will need in the bank to open an account, first of all, you will need your passport-size photo, at least you should have two passport-size photos because there will be a place in the form itself.
In this, you have to paste the photo and also you will need your Aadhaar card and you must have a PAN card because to open a bank account you must have both an Aadhaar card and PAN card if you use your PAN card If you don’t link with a PAN card then you can’t do more than 50,000 transactions and you may face a lot of problem in future
That’s why I advise you that if you have a PAN card then you must link it to your bank account. You will also need a guarantor, some banks require a guarantor and some banks do not.
Things You Get
When your account will be opened in the bank, first of all, you will be given a passbook from the bank. The passbook is given to everyone and contains your details now you can keep information about the transactions of the account and you can keep information that How many transactions have happened in your account.
your details are kept in your bank account number and your account number and if you apply for ATM, then within 1 month you are provided ATM by the bank and if you checkbook If you apply for a bank account, then that too is provided to you within one to one and a half months and if you apply for internet banking, then you get a special ID and password through which you can do online transactions of all these things.